NSDL Payments Bank Zero Balance Accounts
The NSDL Payments Bank Zero Balance Account is a completely digital savings account with no minimum balance requirement. Visit our nearest agent to open your account in just a few minutes, using your Aadhaar and PAN. Enjoy instant account activation and access to features like fund transfers, bill payments, mobile recharges, UPI payments, and more—all designed to make banking effortless for you.
Key Features
- Zero Balance Account: No need to maintain an average monthly balance.
- Virtual Debit Card: Get a free virtual debit card instantly and request a physical card directly through the NSDL Jiffy App.
- Earn Attractive Interest: Enjoy up to 2.5% interest on your savings.
- Instant Account Activation: Open your account quickly with our 100% digital, safe, and secure process.
- 24/7 Mobile Banking: Manage your banking needs anytime, anywhere through the NSDL Jiffy App, without visiting a branch.
- Transaction Limits: Total debit/credit limit of ₹200,000 per month